You know you don’t have to live broke, right?
Getting financially fit is important, not just for you, but your entire family and most importantly, your children. With simple, easy to implement steps, you can learn Maya’s Methods to budgeting, saving and staying on top of your finances. I often host financially literacy courses, but you can always find info here on how to take control of your finances.
Finance Tips + Resources
Organize.
It’s really hard to budget and save if you are unorganized. Unorganized people spend more money and don’t have a real system in place. Clear and clean your spaces, including your refrigerator, car and purse. From here you will be able to move onto the next step of setting a budget.
Budget.
Here’s the fun part and determining how much you have to spend, save, pay bills and pay off any debt. Paying off debt is the key to truly being able to save. And setting a realistic budget, not just saying “I want to save,” is important. Breaking down how much for the monthly expenses like the grocery store, kids activities, lunch, etc.
Save.
Having a set number you want to save bi-weekly or monthly will help you reach real target savings goals, and not just putting money aside for saving. A real savings plan makes all the difference in being able to reach your savings goal. It will allow you to determine how much you can truly save after everything else is paid.